Precision Administrators, Inc., administers COBRA for any employer that has the legal obligation to provide the benefit to their employees.

What is COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides employees and their dependents an option of continued coverage when an employee loses employment or experiences a reduction of hours.

What is the benefit of a PAI administering COBRA?

Precision Administrators, Inc., offers expert knowledge at an affordable cost! Other benefits of Precision Administrators, Inc., administering your COBRA is streamlining your benefits process, confidentiality, privacy, reducing internal workload, and hand-in-hand guidance for both the employer and employee.

Does my business have to administer COBRA?

COBRA applies to most private sector businesses with 20 or more employees. It requires an employer’s group health insurance plan to continue after qualifying life events.

Who qualifies for COBRA?

The affected employee and their dependents qualify for COBRA. Their dependents could be individuals such as their spouse, children, and/or former spouse

What is considered a qualifying event for COBRA?

Termination of an employee’s employment, reduction of hours, the employee becomes eligible for Medicare, divorce, legal separation, and/or death of employee.

How long does COBRA last?

Depending on the qualifying event, COBRA could last anywhere from 18-36 months.

When should an affected employee receive a Qualifying Event notification?

Employer’s must notify Precision Administrators, Inc., of any qualifying event within 30 days of the event. Precision Administrators, Inc., then has 14 days to notify the affected employee of their COBRA rights.

How can I learn more about COBRA administration through PAI?

To learn more about the process and overall cost of PAI administering your COBRA please contact our COBRA department via email: cobra@paibenefits.com

We are here to help simplify the process and help the affected employee today!